“You don’t need to be a tech wizard or a marketing expert to earn income as a PAL Affiliate—just the right mindset and a few powerful tools.”
The PALs Program at IACFB was designed for everyone. Whether you’re just curious about commercial finance, looking to build a side hustle, or simply want a way to earn referral commissions without launching a full-fledged business, PAL Affiliate membership gives you that chance.
As a PAL Affiliate, you don’t operate a website. You don’t need to spend hundreds on advertising or design. You’re not a full-time broker. Instead, you succeed by simply being in the right place, at the right time, armed with the right knowledge. You connect the dots. You refer business owners to our Sales Qualified Leads (SQL) system. And when those leads turn into funded deals, you get paid.
But just like any opportunity worth pursuing, there are a few key tools that can dramatically boost your chances of success—and most cost little to nothing.
Let’s take a look.
TOOL #1: An Internet Connection and a Device to Use It
Yes, it’s that simple. As a PAL Affiliate, your primary tool is your ability to log in to the PAL system, learn, and refer. That means access to the internet through a phone, tablet, or computer is essential. You’ll use it to:
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Access the PALs training content
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Submit SQL leads through the PALs website
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Monitor your activity and commissions
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Join webinars, Zoom events, and LinkedIn groups
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Learn more about the products and services you’re referring
No expensive software. No complex systems. Just connect, learn, and refer.
TOOL #2: Face-to-Face Networking Opportunities
This is where PAL Affiliates shine.
Your greatest strength is being out in the community—talking to small business owners, attending Chamber of Commerce mixers, visiting trade shows, or even just chatting with friends and neighbors. Face-to-face networking is your business model.
Anywhere business owners gather, you have an opportunity to ask one simple question:
“Do you ever have to wait to get paid by your clients?”
If the answer is “yes,” you’ve got a potential referral. And if that referral turns into a funded factoring deal, you earn residual commissions.
TOOL #3: A Business Card or Referral Handout
While it’s optional, having a simple business card can go a long way in building credibility. Your card doesn’t need to be elaborate—just your name, email, phone number, and maybe a tagline like:
“Helping Small Businesses Unlock Cash Flow—Ask Me How.”
We even provide PAL members with downloadable referral handouts and flyers you can print at home and carry in your car, bag, or briefcase.
TOOL #4: Optional FREE Web Page (for Those Who Want More)
While most PAL Affiliates operate without a website, some choose to step up their game. That’s why we offer a $1 (one-dollar) single-page website for Affiliates who want an online presence. It’s a simple lead-capture tool and comes with low-cost hosting—perfect for Affiliates who want to collect leads digitally or link to from a business card or social media profile.
This page also gives you a “home base” for referrals, and we include access to a free online lead magnet (such as a downloadable factoring guide) that increases your chances of success.
TOOL #5: LinkedIn and Social Media (Optional but Powerful)
Many Affiliates already have a Facebook or LinkedIn profile. Why not use it?
You don’t need to post every day or write long articles. But sharing a few IACFB updates or linking to the PALs program can bring in unexpected leads. Social media allows you to:
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Connect with other PAL members and brokers
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Share valuable tips for small business owners
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Promote a free business cash flow guide or event
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Ask engaging questions to spark referrals
Remember: Every lead you refer through the SQL system has the potential to pay you for months—even years.
TOOL #6: Your Attitude and Curiosity
The most important tool of all is your mindset. Successful PAL Affiliates are:
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Curious about how businesses work
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Willing to listen and ask questions
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Eager to help business owners succeed
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Patient, persistent, and professional
You don’t have to be a salesperson. You just have to be a connector—and someone who recognizes opportunity when it presents itself.
TAKE ACTION: YOU HAVE EVERYTHING YOU NEED
If you’ve been looking for a way to earn income without starting a business…
If you’ve been waiting for something simple, flexible, and real…
If you know small business owners and want to help them grow…
Then you’ve already got everything you need to be successful as a PAL Affiliate.
This is your invitation.
This is your opportunity.
This is your time.
Log in. Get connected. Start referring.
Your first residual commission might be just one conversation away.
Already a PAL Affiliate? Log in now and explore your SQL dashboard.
Not a PAL yet? Sign up for free and start earning.
Visit www.iacfb.net to get started today!