In the Spotlight: American Receivable

Since 1979, American Receivable has provided small businesses with the financial resources they need to grow, increase inventory, make payroll on time and effectively compete in the marketplace.  We do this by speeding up cash flow that you have tied up in accounts receivable. Factoring is simply turning over your accounts receivable in exchange for cash now. By offering the most competitive rates in the industry and uncompromising customer service, American Receivable has become the go-to resource for invoice factoring in the country.

American Receivable is owner managed which allows flexibility and individually designed cash management programs for its clients. American Receivable also provides value-added services such as free Dun and Bradstreet reports which allows them more time to focus on the day–to-day activities of their business.  There are no up-front fees, hidden costs or long-term contracts, which are common with our competitors.

Broker Submissions

Unlike other factoring companies who pay only on the initial funding, American Receivable pays you 15% of all fees earned each month, as long as the client remains in good standing.  American Receivable is a traditional factoring company; we base our decisions on the strength of the client’s customers, the product or service and not on the client’s credit history or bottom line.  American Receivable promotes the growth of each of its clients by never placing minimums or maximum amounts on financed receivables. Our goal is to help the client achieve slow, steady growth over a period of time so they can return to their bank for traditional financing.   Download our Broker’s Agreement

For 40 years American Receivable has worked closely with banks and their existing customers who do not meet the traditional lending criteria. Through these relationships, American Receivable is able to assist these customers by improving cash flow, for the short and long term.  At the end of the factoring relationship, most if not all of these referral customers return to the bank and are able to obtain traditional financing.  Learn more at